We all wish for those extra years, but what’s the point if we’re not taking care of ourselves? Without a solid healthcare plan, living longer might turn into a burden. As you age, heathcare costs can eat up a big chunk of your spending, and that’s not the retirement dream anyone has in mind. One study showed...

A just-released research report from Fiverr finds more than 40 percent of freelancers see health insurance as the most pressing issue they’re facing leading up to the 2018 midterm elections. 41 percent say freelancer healthcare benefits are a key reason why they maintain a full-time job. The online freelance platform interviewed more than 1,200 freelancers for “The Freelance...

One of the most infallible measures of your company’s profitability is its gross margin. Calculating and analyzing your gross margin can give you clearer insights into how well your business is performing. It’s a vital metric to constantly keep an eye on and try to improve to drive greater profits and business success. In the...

Have you tested your company’s success with an efficiency ratio (or multiple efficiency ratios)? “How successful is your business?” might sound like a straightforward question, but there is a boatload of different metrics you can use to quantify how successful (or unsuccessful) a given business is. When you need to take a close look at...

Retirement is a time of life we often associate with freedom, leisure, and the pursuit of dreams long postponed. However, it should also be a time when prudent financial planning takes center stage, especially when it comes to safeguarding your good health. While a long, happy retirement is something we’d all like, the truth is that as...

Private real estate investing continues to attract plenty of interest. In recent years, more investors of sufficient means are turning to private equity real estate and real estate funds to diversify their portfolios with an asset class that offers both ongoing revenue and ownership of a tangible asset. While private real estate investing can be...

Key Takeaways How to use the power of the “butterfly effect.” These small changes can yield outsized results for your business. Have you heard of the butterfly effect? It’s a way of describing how small changes can have a seismic impact on a complex system. Here’s one way it’s often explained. If a butterfly flaps...

Your business idea may have started with a single seed, but soon enough, you found yourself managing an entire financial ecosystem. That’s why many entrepreneurs turn to small business consulting to help them navigate the complexities and demands of business ownership. The following guide will introduce you to the world of small business consulting, including...

As the euphoria of New Year’s resolutions begins to wane, a formidable challenge looms on the horizon — “Quitter’s Day.” Recognized as the second Friday in January, this day marks a critical juncture where many individuals abandon their well-intentioned goals. Turns out, there’s actually some science that backs why Quitter’s Day is something everyone, including entrepreneurs, should watch...

When you first begin your career, Social Security might be the furthest thing from your mind. It’s just one more hefty deduction taken out of your paycheck — or so it seems. In reality, Social Security is a significant part of retirement financial planning for many people. As we pay into Social Security throughout our working lives,...