I talk to entrepreneurs and professionals in their 30s who lament they’ve “gotten so old” and run out of time to invest and retire at a younger age. Remember that financial planning in your 30s doesn’t have to be worrisome. You don’t need to start investing right out of college, and millions of Americans find their financial footing...

When it comes to retirement planning, much of the focus usually rests on the actions you have to take to prepare a nest egg for your golden years. But what if your retirement savings run out before you do? This is where the concept of longevity risk comes into play. Longevity risk is a growing...

These days, single parents in the U.S. find it quite stressful to balance preparing for retirement with the responsibilities of raising kids. Yet, making practical retirement plans can alleviate some of this pressure. Proper retirement planning can pave the way for a future that benefits both you and your family while also providing a sense of reassurance...

Do you have a retirement bucket list? Do you know what that even is? The origins of the phrase are often attributed to screenwriter Justin Zackham, while writing “The Bucket List” script, from a 2007 movie starring Jack Nicholson and Morgan Freeman as two terminally ill friends who hit the road with a list of things they...

You’ve worked hard your whole life. And if you’re like many people, you dream of the day you can start your carefree retirement. But to have a carefree retirement, you need careful planning. If you’re currently in that planning stage, it may be worth taking a look at a lifestyle that’s gaining in popularity: comfortable...

Retirement planning may seem like a distant goal, but the sooner you start, the better off you’ll be when the time comes to bid farewell to the daily grind. Budgeting, investing, and planning for future costs, such as housing and healthcare, are all important aspects of a well thought out retirement plan. In this article, we...

As the old saying goes, “better late than never.” But, that’s not always true. In some cases, a missed opportunity is better than one taken precipitously or haphazardly. However, when it comes to retirement planning, starting late is most definitely better than not starting at all. Your senior years are supposed to be a time...