By

jboitnott
Debt causes stress for millions of people, and working to cover even simple minimum payments can be hard. Paying down big balances or eventually regaining more financial freedom are intimidating goals for many. The stress debt causes can even impact your health. The best way to get debt-free is to develop and implement specific strategies to prioritize...
Starting a Business as an Immigrant to the U.S.
Many people come to America to fulfill the dream of a better life, including access to education, employment, housing, and, at times, improved health care and a more developed infrastructure. Often, immigrant entrepreneurs start businesses, work in professional services, retail, restaurants, real estate, technology, healthcare or construction. They sometimes own franchises and small businesses like...
Organizational structures, and the way those structures are visually represented in charts and diagrams, are important because they help sort out three key aspects of business operations: specific job duties, reporting relationships, and decision-making authority. That’s why it’s important to understand the different types of organizational structures and how management differs in each of them....
Debt Snowball
Consumer debt continues to grow in the U.S. As of December 2018, total outstanding consumer debt totaled $4.01 trillion, according to data from the Federal Reserve Board. This compares to 2017 when outstanding debt was $3.8 trillion and 2016 when it totaled $3.6 trillion. Whether buying a home or starting a business, many consumers know they have to...
How to write an effective executive summary
The executive summary is a staple of every business plan. Typically, it makes the first impression on an audience and is critically important for capturing the reader’s attention. No matter how strong the rest of your business plan might be, a weak summary can dissuade a potential investor or stakeholder from reading further. So your executive...
If you’re considering launching a startup, small business or purchasing a franchise, then you’re probably thinking about your finances. Perhaps you’ve even thought about how business credit cards can help you finance operations and manage cash flow. Yet, you want to make sure you make smart business decisions about how and when to use credit....
Not too many years ago, entrepreneurs and marketers had less to think about when it came to Black Friday, the infamous holiday deal day. Retailers simply made their deals available online or in person the day after Thanksgiving, or maybe a little earlier. Fast forward to Christmas 2019. Top retailers like Walmart are kicking off their deals more than...
5 Science-Proven Ways to Improve Your Memory
Memory creation and management is a complex process where the human brain collects, stores and recalls information that we need for various tasks. Yet these memories also play a more human role by helping you recognize and remember important people and special occasions. Some cognitive conditions, such as dementia, Alzheimer’s and Parkinson’s, rob people of...
In the past, education systems all over the world used traditional, one-size-fits-all learning environments. Researchers eventually realized people don’t process information the same way, and teaching methods have evolved to fit how students best learn new information. Anyone can determine their individual learning style. Once you know it, you can figure out the best learning...
Here's the Best Way to Start a Conversation With a Toxic Employee on Your Team
While your goal as an entrepreneur and business owner is always to surround yourself with talented, driven people, at some point you’re likely to encounter a toxic employee. Whether it’s bad attitudes, gossiping, poor work habits, or other toxic behavior, you may have to step in and have a conversation with a difficult co-worker. The better prepared...
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About Me


I am a tech writer and journalist for more than 20 years who contributes to several respected online publications including BusinessInsiderInc., and Entrepreneur. In addition to journalism, writing about social good companies…

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How to write a business mission statement in 5 steps
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