An exciting transformative period awaits you as you brace up for your college life. It’s more than an academic journey, given that more significant social and financial exposure requires you to cultivate responsible money-management skills. You might sometimes feel overwhelmed as you try to balance your social life, studies, and financial responsibilities. Regarding financial literacy...

It’s called the “$100 Bill Challenge.” Mac Gardner, a financial literacy advocate, shows elementary school students a $100 bill and asks them how they might use it. Nine students out of ten say they would spend it. This says a lot about the psychology of saving money — Gardner says that Americans “are programmed to consume at...

You can tell a lot about an organization by how it responds to a crisis. Recent years have brought no small amount of economic instability, prompting business leaders to find ways to adapt. But not every response has proven wise. This post will examine these missteps and explore an important marketing principle for your business. The...

With a toolbox in one hand and a vision in mind, you hold the power to transform your house into a personalized sanctuary you’ll be excited to call home. As you dive into the world of DIY home improvement, you discover the thrill of using your own hands to make small changes that have a...

As retirement approaches, you may find yourself wondering how and where you’ll live during your golden years. There aren’t many choices facing you in your retirement that will impact your lifestyle and well-being more than the question of what type of housing is best for you and your family. The two main choices are: Downsizing and selling your...

There are a lot of good reasons to improve your credit score. It can help you secure an apartment, qualify for a mortgage or car loan, and pay less for home and car insurance. I can also help you negotiate better rates and terms on financed purchases. It may even let you access more valuable...

For many people, retirement is a time for exploration and adventure, and a well-earned opportunity to finally travel to those longed-for and dreamed-about locations. Yet choosing a retirement travel destination can be a complex process. You’ll want to consider several different factors, including budget needs, health limitations, weather concerns, and more. It’s easy to feel...

Retirement—that stage of life when you can step away from work and spend time with family, friends, and pursuits, relying on our savings and retirement plans to finance the daily costs of living—would in theory be nothing but a joyous time. We’re finally able to participate in activities and hobbies that engage our passions and...

Are you one of the many Americans performing remote work during retirement? Remote work is an attractive option for older folks because of its flexibility and convenience. However, it can be difficult sometimes to stay focused when working from home. In this article, you’ll find several tips on ways to be better focused on your job, such as...

The COVID pandemic pushed millions of baby boomers into retirement. However, in an ironic twist, the pandemic also accelerated the rise of remote technology that’s now drawing baby boomers out of retirement to fill gaps in the American labor force. With growing inflation and dwindling savings, retirees are eager for both purpose and a paycheck — and remote work offers...