A 2022 study found that by September of that year, 63% of Americans lived paycheck to paycheck. Many of these people don’t think about how their spending habits will impact their future financial state. It’s easy to get so caught up in your daily wants and needs that you lose sight of your future financial...

Financial planning may be necessary but it’s also notorious for being a decidedly unpleasant experience. For many people, dealing with intimidating life events such as children in college or reaching retirement age, can trigger much emotional or mental stress. Still others may feel overwhelmed as they explore various possible scenarios, challenges, and solutions. Without doubt,...

Money is a complex topic, with thousands of books, websites, and podcasts dedicated to covering some aspect of the subject. It can also evoke a strong emotional response. Feelings of embarrassment, shame, frustration, anger, and more can keep people from addressing their financial situation. One solution is to carve up financial strategies into small, simple...

People usually think of a multifamily property as a multiple-unit dwelling like an apartment complexes. But, you can also use the multifamily description when describing townhomes, duplexes, and triplexes. The Benefits of Investing in Multifamily Properties Multifamily properties offer the investor so much, especially when compared with single-family homes. They provide the investor with better financing...

One of the most beneficial aspects of the information age is the unprecedented accessibility it provides to our era’s most successful people. A hundred years ago, to get finance tips from an extremely successful person, you would have needed a personal introduction. Even then, you had no guarantee of learning what you really wanted to...

We all know there’s a healthy hacker culture in the entrepreneurial world. For decades, coders have hacked their way to creating new products and businesses. More recently we’ve heard about “growth hackers” attempting to increase the size and reach of their companies. Or “bio hackers” who take Soylent or stick to certain diets to keep the weight off. Recently, I’ve started...

In my time working for and writing about startups, I’ve observed that people who deserve a raise the most are often the least likely to ask for one. It seems like every organization has that one workhorse who completes large numbers of tasks but who doesn’t seem to know their own worth. Sometimes people forget...

The twenty-first century, with it’s manic economic highs and vicious lows, has been rough on the U.S. As of 2015, unemployment was actually somewhat high even though it looks low, huge corporations were hoarding money rather than raising wages, and banking scandals made headlines. From currency-rigging lawsuits against international players, to JP Morgan Chase’s illegal...

In a time when savings accounts once offered virtually no interest earned, people are still wary of anything but the safest stock options. Even CDs provide a dismal return unless you promise to lock away your investment for a lifetime. Is it any wonder why some savers go old school? They hide money in a...