Burnout doesn’t just wreck your mental health. It takes apart your financial future in many predictable patterns. Brain fog and exhaustion are just a few of the first signs that show up. But few realize how chronic stress systematically destroys your earning potential and any efforts at wealth building. Declining work performance makes promotions hard to achieve....

Would you believe that how you spend $5 can sometimes matter more than how you invest $5,000? It’s true because the small, intentional choices you make every day compound into real financial security. With consistency, these daily money habits create a self-reinforcing cycle that promotes smart money management, prevents frivolous spending, and quietly grows your...

Contrary to what you might think, you don’t have to constantly be checking your accounts or making complex investment decisions to put yourself in a good position for retirement. Many of the most successful wealth builders utilize automated strategies to remove themselves entirely from the process. All you have to do is set up the right systems...

House hacking lets you live rent-free while building wealth through real estate. The idea is pretty simple. Buy a duplex or small multifamily property, live in one of the units, and rent out the others. The rental income covers your mortgage payment and expenses. You eliminate your housing costs while gaining equity and tax benefits. This...

Banks collected $5.8 billion in overdrafts and NSF fees in 2023 alone — and the fees keep going up. It’s money they extracted from customers who were often unaware they were even being charged in the first place. Many customers discover that they’ve paid hundreds of dollars in various bank fees over just a few months, including...

2025 marks the start of a new presidential administration, and many people aren’t entirely sure about the impact it may have on their financial well-being. If the past is any indication, though, there’s no doubt government transitions will ripple through everything from your retirement accounts to your monthly grocery bills. But you don’t have to feel...

When my friend bought his first house, he had no idea flooding didn’t fall under his home owners insurance. A hurricane came through and damaged his floor, windows and wiring. Without an emergency fund saved up to cover the damage, he had to fix up the wiring himself and lived with boarded up windows and...

Chances are that, like most people in the past few years, you’ve found yourself staring down a total cost on a grocery store receipt in pure shock. How could you have spent so much money on groceries in one trip? Isn’t this the same food you always buy? How did you wind up paying so...

It’s called the “$100 Bill Challenge.” Mac Gardner, a financial literacy advocate, shows elementary school students a $100 bill and asks them how they might use it. Nine students out of ten say they would spend it. This says a lot about the psychology of saving money — Gardner says that Americans “are programmed to consume at...

Financial planning may be necessary but it’s also notorious for being a decidedly unpleasant experience. For many people, dealing with intimidating life events such as children in college or reaching retirement age, can trigger much emotional or mental stress. Still others may feel overwhelmed as they explore various possible scenarios, challenges, and solutions. Without doubt,...