Inflation feels as intimidating as ever in American life. Prices keep rising, squeezing household budgets in the U.S. According to the Bureau of Labor Statistics, consumer prices rose 2.9% in the 12 months leading up to August 2025. From health insurance to grocery prices, many people feel like their money just doesn’t stretch as far as...
Burnout doesn’t just wreck your mental health. It takes apart your financial future in many predictable patterns. Brain fog and exhaustion are just a few of the first signs that show up. But few realize how chronic stress systematically destroys your earning potential and any efforts at wealth building. Declining work performance makes promotions hard to achieve....
Contrary to what you might think, you don’t have to constantly be checking your accounts or making complex investment decisions to put yourself in a good position for retirement. Many of the most successful wealth builders utilize automated strategies to remove themselves entirely from the process. All you have to do is set up the right systems...
House hacking lets you live rent-free while building wealth through real estate. The idea is pretty simple. Buy a duplex or small multifamily property, live in one of the units, and rent out the others. The rental income covers your mortgage payment and expenses. You eliminate your housing costs while gaining equity and tax benefits. This...
Banks collected $5.8 billion in overdrafts and NSF fees in 2023 alone — and the fees keep going up. It’s money they extracted from customers who were often unaware they were even being charged in the first place. Many customers discover that they’ve paid hundreds of dollars in various bank fees over just a few months, including...
Time has always been on the side of the young investor. But this advantage hits differently in 2024 when apps on your smartphone are much more widely used than the traditional broker sitting behind a mahogany desk, and you can start building wealth with less than the cost of a coffee. All the headlines focus on the economic...
2025 marks the start of a new presidential administration, and many people aren’t entirely sure about the impact it may have on their financial well-being. If the past is any indication, though, there’s no doubt government transitions will ripple through everything from your retirement accounts to your monthly grocery bills. But you don’t have to feel...
Navigating the world of student loan repayment is a challenge for many recent graduates. You must understand your repayment options to manage this debt and help secure your financial future. In this article, we will take an in-depth look at the issue of student loan repayment. We first examine the different types of student loans; then, we’ll...
People’s lives are increasingly intertwined with digital platforms and online assets. Even if you might not realize it, you probably have a huge Internet footprint. Everything from your bank accounts to social media profiles holds value and contains essential information. The question is, what happens to all of your virtual assets during your golden years?...
When my friend bought his first house, he had no idea flooding didn’t fall under his home owners insurance. A hurricane came through and damaged his floor, windows and wiring. Without an emergency fund saved up to cover the damage, he had to fix up the wiring himself and lived with boarded up windows and...
I am a tech writer and journalist for more than 20 years who contributes to several respected online publications including BusinessInsider, Inc., and Entrepreneur. In addition to journalism, writing about social good companies…