An exciting transformative period awaits you as you brace up for your college life. It’s more than an academic journey, given that more significant social and financial exposure requires you to cultivate responsible money-management skills. You might sometimes feel overwhelmed as you try to balance your social life, studies, and financial responsibilities. Regarding financial literacy...

You can tell a lot about an organization by how it responds to a crisis. Recent years have brought no small amount of economic instability, prompting business leaders to find ways to adapt. But not every response has proven wise. This post will examine these missteps and explore an important marketing principle for your business. The...

It’s not uncommon to hear horror stories about ruined credit scores caused by credit card debt. After all, It’s important to remember that using credit cards comes with some risks, and you may be nervous if this is your first time using one. Most notably, falling into credit card debt. However, taking advantage of rewards, points, and...

Are you having trouble attracting good employees? It’s become a big problem for many companies in today’s job market. A lot of hiring managers say posting ads on job boards and employment sites simply don’t draw many quality applicants. If you’re feeling like it’s time to get creative, here are some underrated hiring strategies you...

There are a lot of good reasons to improve your credit score. It can help you secure an apartment, qualify for a mortgage or car loan, and pay less for home and car insurance. I can also help you negotiate better rates and terms on financed purchases. It may even let you access more valuable...

For many people, retirement is a time for exploration and adventure, and a well-earned opportunity to finally travel to those longed-for and dreamed-about locations. Yet choosing a retirement travel destination can be a complex process. You’ll want to consider several different factors, including budget needs, health limitations, weather concerns, and more. It’s easy to feel...

The COVID pandemic pushed millions of baby boomers into retirement. However, in an ironic twist, the pandemic also accelerated the rise of remote technology that’s now drawing baby boomers out of retirement to fill gaps in the American labor force. With growing inflation and dwindling savings, retirees are eager for both purpose and a paycheck — and remote work offers...

What are your plans for your retirement years? According to the 2022 Transamerica Retirement Survey, the top two retirement goals are “traveling” and “spending more time with family and friends.” But to reach those goals, you’ll need to know how to plan for saving money. Unfortunately, over half (55%) of Americans admit they’re behind in their retirement...

Cities are a key contributor to climate change. As home to 56% of the world’s population, cities produce more than 70% of greenhouse gas (GHG) emissions. High levels of economic activity mean high energy use, particularly in the building and transportation sectors. Building cities takes significant resources, and massive highways and parking lots do not...

Money is a complex topic, with thousands of books, websites, and podcasts dedicated to covering some aspect of the subject. It can also evoke a strong emotional response. Feelings of embarrassment, shame, frustration, anger, and more can keep people from addressing their financial situation. One solution is to carve up financial strategies into small, simple...