I don’t usually talk about my parents in my writing, but in this case, it helps to bring up their story as a couple. Both my Mom and Dad were hardworking, but my mother had the job that paid more in our family. She worked at Pacific Bell for 30 years, while my Dad worked...

When you first begin your career, Social Security might be the furthest thing from your mind. It’s just one more hefty deduction taken out of your paycheck — or so it seems. In reality, Social Security is a significant part of retirement financial planning for many people. As we pay into Social Security throughout our working lives,...