As a small business owner, starting a small business emergency fund can mean the difference between success and failure. Staying on top of your finances can be even more important in times of crisis. Many businesses have a lot of operating expenses as well as debt. That means they don’t have much resiliency. While these...

Now more than ever, you need to know how to connect with customers. But they need you, too. Like you, they may be facing new challenges if they work remotely for long periods of time As the weeks pass, they may be feeling the strain of staying at home and practicing physical distancing, even in...

Before the pandemic created the need to minimize physical and social contact, you probably didn’t think you needed a remote work policy. You either had no remote workers or you considered yourself too small of a business to draft a formal document. Now you need to work remotely to keep projects moving forward. You may...

Beyond the health concerns associated with the COVID-19 pandemic, much of our current anxiety may come from the feeling that we’ve lost control of our livelihoods as business owners. In turn, this leads to further stress about how we can provide for our families and ourselves, let alone pay our bills. To regain some measure of control,...

As most startup founders and entrepreneurs can tell you these days, meeting hangovers are real. During the COVID-19 pandemic, people are holding online meetings or webinars for everything from work, to happy hours with friends, to therapy sessions or even working out. A large number of these meetings can seriously deplete your precious resources. One...

One of the most beneficial aspects of the information age is the unprecedented accessibility it provides to our era’s most successful people. A hundred years ago, to get finance tips from an extremely successful person, you would have needed a personal introduction. Even then, you had no guarantee of learning what you really wanted to...

Debt causes stress for millions of people, and working to cover even simple minimum payments can be hard. Paying down big balances or eventually regaining more financial freedom are intimidating goals for many. The stress debt causes can even impact your health. The best way to get debt-free is to develop and implement specific strategies to prioritize...

Many people come to America to fulfill the dream of a better life. They want better access to education, employment, housing, and, at times, improved health care and a more developed infrastructure. Often, immigrant entrepreneurs start businesses, work in professional services, retail, restaurants, real estate, technology, healthcare or construction. They sometimes own franchises and small...

Identity theft victims often feel violated. After all, someone impersonated them in an attempt to drain their bank accounts, use their credit cards or open fraudulent new credit accounts. Victims are left to face the challenge of how to recover from identity theft, often without help. It’s crucial to resolve fraudulent accounts and charges promptly....

Memory creation and management is a complex process where the human brain collects, stores and recalls information that we need for various tasks. Yet these memories also play a more human role by helping you recognize and remember important people and special occasions. Some cognitive conditions, such as dementia, Alzheimer’s and Parkinson’s, rob people of...