Financial planning may be necessary but it’s also notorious for being a decidedly unpleasant experience. For many people, dealing with intimidating life events such as children in college or reaching retirement age, can trigger much emotional or mental stress. Still others may feel overwhelmed as they explore various possible scenarios, challenges, and solutions. Without doubt,...

Many of the opportunities available to you are dictated by your financial situation, making it difficult to overstate the importance of taking care of your personal finances. When it comes to managing money, most of us have room for improvement. Understanding your current financial situation, setting goals, and making a plan are all important steps...

Financial planning may be necessary but it’s also notorious for being a decidedly unpleasant experience. For many people, dealing with intimidating life events such as children in college or reaching retirement age, can trigger much emotional or mental stress. Still others may feel overwhelmed as they explore various possible scenarios, challenges, and solutions. Without doubt,...

According to the 2019 Onpay Small Business Finance and HR Report, just 30 percent of small business owners hire an accountant. That’s not surprising, given how much each dollar counts to a small company. Doing the accounting yourself certainly saves some money in the short term. That said, it might be worth hiring an outside accountant for your company....

Small-business owners who prefer to pay estimated taxes as part of their overall tax strategy face an updated payment approach for 2020. Many may need to revisit their estimated payments for the first two quarters, which now have updated deadlines extended by the IRS. Learn how to calibrate your approach to tax payments this year...

Between uncertain cash flow and concern over how to meet financial obligations such as payroll and bills, it’s a stressful time to be a small-business owner. Many entrepreneurs are experiencing the same anxieties over unemployment, debt and financial sustainability. Your personal and business credit scores could take a hit if you have to miss payments due to a cash...

There are many reasons to consider signing up for a business credit card for your company. Whether you are a freelancer, small-business owner, entrepreneur or head of a global enterprise, you can enjoy the benefits of a business card. With business credit cards, you get the benefit of greater payback flexibility and enhanced fraud protection.  A small-business...

The twenty-first century, with it’s manic economic highs and vicious lows, has been rough on the U.S. As of 2015, unemployment was actually somewhat high even though it looks low, huge corporations were hoarding money rather than raising wages, and banking scandals made headlines. From currency-rigging lawsuits against international players, to JP Morgan Chase’s illegal...